Terms & Conditions

By using ZenCredit, you agree to the following:

Analysis Tool Only

This application is provided as an analysis tool for your convenience.

User Responsibility

You remain fully responsible for your financial decisions, including timely bill payments and data accuracy.

Account Security

You are responsible for maintaining the confidentiality of your account and password.

Service Updates

We reserve the right to modify or discontinue the service at any time.

Policy Changes

These terms may be updated periodically. Continued use of the app means you accept the new terms.