Take Control of Your Credit Cards with AI Intelligence
ZenCredit automatically analyzes your credit card statements, identifies spending patterns, and delivers smart recommendations to keep your finances healthy and in control.
You will be redirected to the ZenCredit web app for your first analysis (2 free per month).
View Pricing & Plans · How It Works
Everything You Need to Master Your Credit Cards
ZenCredit comes with a complete feature ecosystem designed to help you understand and manage your finances more intelligently.
Automatic PDF Parsing
Upload your PDF statement—even password-protected ones. AI instantly reads and extracts all transaction data with precision.
Visual Spending Analysis
Smart category breakdowns—food, shopping, transport, and more—so you know exactly where your money goes.
AI Financial Coach
Your personal financial assistant that gives the best payment advice, detects unnecessary subscriptions, and helps you achieve financial freedom.
Multi-Card Management
Manage all your credit cards in one dashboard. See total debt, limits, and combined spending in real time.
Smart Reminders
Automatic due date alerts, statement upload reminders, and spending warnings when approaching your limit—nothing gets missed.
Monthly Trends & Predictions
Track your financial progress over time. AI predicts next month's bill based on your current spending trends.
Your Data is Always Safe With Us
Your trust is our top priority. ZenCredit is built with layered security architecture ensuring your sensitive financial data is always protected.
- AES-256-GCM Password Encryption
- Real-Time Privacy
- Transparent Activity Logs
- JSON Data Export
- Right to be Forgotten
- Duplicate Detection
First Analysis Checklist
Get these ready before you upload your credit card e-statement.
- Prepare the PDF file of your credit card e-statement.
- If the PDF is locked, keep its password handy to enter during analysis.
- ZenCredit reads fee components, spending categories, and the due date.
- The first analysis is free; results are saved to your account once processed.